A Guarantor is a person who gives a promise to repay the debt of a borrower. By agreeing to pay a debt the Guarantor has made a guarantee to the institution or person lending the funds (“lender”). Frequently when someone gives a guarantee they are also giving an indemnity.
Read MoreA lifestyle block or ‘plot’ is generally a smallholding in the country and is often undeveloped. Many people are keen to escape the hustle and bustle of city life. When considering purchasing a lifestyle block you will need to complete your due diligence carefully
Read MoreRefinancing is the process of altering one or more loans on a business or property for another. This is most frequently done to increase the amount of a loan.
Read MoreSelling a property, particularly the home you have been living in for some time, can be a stressful process – and by engaging your lawyer early in that process, stresses can be reduced and you can save money and a lot of anxiety.
Read MoreBuying a property is the biggest investment that most people make in their lifetime. There are so many expenses and things to take into consideration. This article will help guide you through the important things to keep in mind.
Read MoreA shareholders’ agreement is a contract between the shareholders of a company, which provides a framework for how the company is set up and administered and how disputes between shareholders will be resolved.
Read MoreBuying a business can be both stressful and exciting for both the buyer and the seller. Both the buyer and the seller want to know that the sale is going to go smoothly and that each person will be covered by the sale and purchase agreements.
Read MoreIf you are going to purchase a Franchise, you will realise that at the heart of any franchise relationship, is the legal document.
Read MoreWith legislative changes, commercial property can be complex. It is important to choose an attorney that has a proven track record in dealing with commercial property.
Read MoreThe use of a Family Trust can be a way to protect valuable assets such as a family home and manage their future use. Family Trusts may provide assets, protection from personal liabilities.
Read MoreIf you are contemplating retirement or are already “there”, you might like to have us review your legal affairs and advise as to what steps you can take to be in “top shape” legally speaking .
Read MoreThe reason for writing up a Will is to ensure that your wishes are carried out after your death. A Will lets you say how you want your property dealt with when you die and will help you protect yourloved ones, secure your property and Instruct your family.
Read MoreThe employment act says that every employee must have a written employment agreement. An employment agreement sets out the terms and conditions that govern the relationship between an employer or employee.
Read MoreThe Residential Tenancies (Healthy homes Standards) Amendment Act 2022 (“RTAA”) was passed on 30 July 2019 and came into effect on 27 August 2019. The RTAA addresses key issues that have implications for both landlord and tenant
Read MoreDealing with the loss of a whanau/family member or a friend is always difficult. If you are an Executor or Administrator there will be a number of important matters for you to deal with after the death, however, many people are unaware of what is expected of Executors when winding up estates.
Read MoreIf you are having problems or challenges or just can not afford to pay your mortgage or your home loan, the best thing you can do is be proactive and look at all your options. Doing nothing will only lead to more pain in the near future.
Read MoreWith financial planning and asset management in New Zealand, family trusts play a pivotal role, offering a range of benefits from asset protection to succession planning. This article aims to delve into the intricacies of family trust structures in New Zealand, particularly focusing on borrowing.
Read MoreTransferring a property or share of a property when someone close to you dies is a delicate time. When a property owner passes away, the process to transfer the title into the name of the surviving owner involves a few different steps depending on how the property is held.
Read MoreDying Intestate means “passing away” without a will. Intestacy can also arise through a person dying where the will fails to take effect because of defects in the will. A partial intestacy may also arise where defects in the will render a part or parts of a will void.
Read MoreAfter dealing with many first home buyers, I would say one thing. Your first home is not your forever home! So the sooner you can get on the ladder the better, as the second house purchase is much easier to achieve if you already have a house.
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